BeancountRecord double-entry accounts in plain-text files and generate financial reports.
Everything (plain-text double-entry)
Business & marketing
Actual Budget
Free optionLocal
Plan spending with envelope budgets, transaction imports and financial reports.
What you can use it for
Plan spending with envelope budgets, transaction imports and financial reports.
- Envelope budgeting, manual/file-import transactions, categories, schedules and spending reports.
Workflow coverage and comparison notes
Envelope budgeting, manual/file-import transactions, categories, schedules and spending reports. Does not promise Copilot/Monarch automatic bank aggregation, polished native mobile apps, investments or full household planning. Multi-device sync needs a server; bank services/hosting are not free merely because the software is.
Before you switch
Does not promise Copilot/Monarch automatic bank aggregation, polished native mobile apps, investments or full household planning. Multi-device sync needs a server; bank services/hosting are not free merely because the software is.
Alternatives to these paid apps
Each comparison covers the workflow described above, rather than every paid feature.
